I recently helped a client complete a Will before she passed away from cancer, it was quite sudden. This client had no family in Australia however she did have a special companion, a cat named Millie, for whom she wanted to ensure a comfortable life after she passed away.
Omniwealth
Expat borrowing for Australian property
Many Expats first contact their bank directly, only to be told it can’t be done. Often this creates an assumption that if their bank does not lend to Expats, then no bank does.
Funding an aged care RAD with a reverse mortgage
A Refundable Accommodation Deposit (RAD) payable on entry in aged care is often a large amount of money to find in a hurry and many people think selling the family home is the only option open to them.
More options to contribute to your superannuation
Over the last 10 years, the ability of Australians to contribute more to superannuation has reduced. Superannuation is a great system which has led to Australia having the fourth largest pool of retirement savings in the world.
Four quick tips to maximise your superannuation
Australia now has the fourth largest pool of superannuation monies in the world topping just over $2.5 trillion dollars. Yet Australia ranks 53rd in the world for size of population. The pool of superannuation is more than what the entire Australian economy makes in one year.
Do you have life insurance but no income protection insurance? You’re crazy!
No one likes to pay for insurance, let alone personal insurance. Who wants to think about the consequences if they die, become injured or fall ill and cannot work?
Consequences of refunding excess dividend imputation credits
The good, the bad and the unintended consequences of 18 years of refunding excess dividend imputation credits. The debate about dividend imputation credits and how they are dealt with as part of our taxation system looks like it will be here to stay to at least the next Federal election.
Why claims SMSFs a danger to financial system are misleading
Once again, I have read claims that the ability of SMSFs to borrow money to buy property are a danger to the financial system and investors with SMSF are at risk of losing a large part of their retirement savings.