Pentalpha Investment Management’s risk-managed Australian Shares fund has returned 7.45% calendar year to date even after paying for continuous derivative protection over all the stocks in the portfolio.
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History tells retirees to protect equities – 10 major market falls in 27 years
No one can predict the stock market, but history shows risk can and does erode retiree capital. Be they called “corrections, downturns or crashes”, the impact on capital can be significant.
Annuity anxiety
Outsourcing your retirement income needs to an annuity provider was supposed to reduce your anxiety levels. Recent developments at the likes of Challenger are causing annuity owners some disquiet.
Franking credit opportunity before 30 June for share fund investors
The end of this Financial Year presents savvy Australian share fund investors with the opportunity to top up their franking credits pool and reduce their tax bill.
The answer to building certainty is not more cash reserves
Falling cash rates at historic lows means retirees face increased risk and an uncertain future, especially if they outlive their savings.
Living longer is one good reason to protect capital for sustainable income
There are over five million baby boomers (born 1946 to 1964). For most, a bright future awaits. After full-time work, it’s a stage of life which could span 25 years or more, so will the capital last?
Pentalpha Income for Life Fund true-to-label as market volatility/risk increases
The Income for Life Fund returned +0.72% net of fees in the month of April 2019, with volatility since inception falling to 3.45%, this despite overall market volatility having risen in recent times.
Industry struggling with seismic shift from wealth accumulation to wealth utilisation
A seismic shift is occurring within Australia’s investment landscape and the investment management industry is struggling to cope.